Maintenance fees refer to the cost that homeowners pay the homeowners association to maintain the common areas within the neighborhood. The maintenance fee varies between communities. Factors that may contribute to a higher maintenance fee include a large number of amenities available to residents, the geographic location and the presence of high-end facilities on the premises. During the home selection process, buyers are provided with the cost of the associated maintenance fees. Some maintenance fees are due on a monthly basis, and buyers need to add that cost to the estimated monthly home loan amount. Other maintenance fees are due on a yearly basis, and buyers can save throughout the year to pay for this annual expense. Maintenance fees ultimately help pay for the amenities and services that residents enjoy within their particular neighborhood.